All of our cars are insured to be on the Nordschleife. Third-party liability is covered, but what the insurance does not cover is (1) damages to the track, barrier and clean-up costs, (2) recovery costs by the towing company and (3) damages to the Apex rental car. These three items are what our mandatory excess covers. Much like with every other motor insurance policy, the amount is different per car, so please have a look at our price list for more information. As a safety measure you are expected to bring a valid and charged credit card on the day itself, of which we take a copy.